Finland
95% of Finns aged 16–89 shopped online in 2025. Discover how one of Europe’s most connected markets likes to pay.
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Czech Republic
Instant now or pay later? Czech shoppers value both. Explore a market where speed meets payment flexibility.
Payment methods in the Czech Republic
The Czech Republic has a mature e-commerce market where consumers value speed, convenience and payment flexibility. Alongside international cards and digital wallets, instant bank transfers remain a popular way to pay online, while Buy Now, Pay Later (BNPL) solutions are increasingly used for higher-value purchases. Offering a payment mix that combines real-time bank payments with flexible financing options can help merchants improve checkout conversion and meet the expectations of Czech shoppers.
Local and bank-based payment methods
International cards and wallets
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Germany
PayPal accounts for 28.7% of German online retail revenue. Explore how Europe’s largest e-commerce market prefers to pay.
Latvia
75.2% of Latvians shopped online in 2025. See which payment methods can help you win their checkout.
Netherlands
71% of Dutch online purchases are bank-based. See why local payments are key to winning Dutch shoppers.
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